Glendale II- Blow Out Price!
February 8, 2011
The Huntington
January 24, 2011
The Bristol
January 24, 2011
The Concorde II
January 24, 2011
The Holleyfield
January 24, 2011
28×48
1,329 Sq Ft
3 Bedroom/ 2 Bath
Modular-starting low $60,000′s
Manufactured-starting upper $50,000′s
Improving Your Credit Score to Buy That Modular Home
September 19, 2010
Improving Your Credit Score to Buy That Modular Home You Have Always Wanted
By: Dustin Falling- Life Style Homes of Litchfield
Your credit rating has become a very important part of life in many areas. Your score is even more important when you are seeking a modular home loan. With a poor credit you will be paying a higher interest rate, may have less favorable terms or may be turned down completely. Insurance companies have been using your credit rating as a repayment indicator for quit awhile now and even some employers are using this method in their hiring process.
This little break down will show you the things that influence your credit score.
- The timeliness of your bill payments is 35% of your credit score.
- The amount of debt you have is 30%.
- The length of time you’ve had credit is 15%.
- The number of recent applications is 10%.
- The mix of credit (credit cards vs. loans) is 10%.
Generally, you can build a good credit score by paying your bills on time, keeping your credit card balances low, having a longer credit history, keeping your credit applications to a minimum, and having experience with both revolving (credit cards, etc.) and non-revolving (car/home loans, etc.) credit.
If your credit score has already dipped extremely low don’t ignore it because it won’t just go away. You need to make those past due accounts current and maintain and add credit. Contact those you owe and get current. Then it is just a matter of time and the credit score should rise like the temperature on a hot Minnesota summer day.
Custom Superior Home
August 30, 2010
1999 28×56 Friendship
August 23, 2010
- Great Condition
- Newer appliances
$53,900 (relocation not included)
Northern Advantage Split Bedroom 16×80
May 26, 2010
3 Bedroom
2 Bath
Dynamic New Horizon 28×56
January 6, 2010
New Horizon Modular
28×56
1,568 Sq Ft
3 Bedroom/2 Bath
Starting low $80,000′s
Our Featured Home
Another Satisfied Homeowner
Pinger Manufactured Home- Ham Lake, MN
“After living in a small home (28X26) and raising 4 children in it we are finally in a home that we can enjoy the whole family in it. Our family now numbers 20 and at holidays it is nice to have them all here. Our house sits on 2 acres with a sprinkler system. So [...]
